- Conventional 30 year fixed:
This is a great option for the investor with less than 10 financed properties and a debt-to-income ratio below 50%. The interest rates on a conventional investment loan are lower than any other type of investment loan.
- DSCR loan:
DSCR stands for Debt Service Coverage Ratio. What this means is that the loan is qualified for by the cash flow of the property, not the debt-to-income ratio of the borrower. We have options in DSCR loans for 1-4 unit dwellings, 5-8 unit dwellings, and commercial properties. We also have a product with no seasoning requirement, meaning you can refinance without waiting 6 months after purchasing the property. We are proud to offer DSCR products across most of the United States!
- Cashflow Loan:
Are you looking to maximize your cashflow? We offer a fixed 40-year product that may suit your needs! The first 10 years consists of interest only payments which means lower payments and more cashflow! The remaining 30 years consists of normal principal and interest payments at the same fixed interest rate. DSCR is used to qualify this loan making this a game changer for a buy and hold investor!
- Fix and Flip Loan:
This loan allows you to acquire a distressed property and renovate it to sell, or refinance into a long-term product for cashflow!
- Bank Statement Loan:
It can be extremely difficult for someone to qualify for a loan who implements tax strategies to reduce taxable income. This loan allows the borrower to qualify with the balance of their bank account, not the information on their tax return!